Lines of Credit

Home Equityline

  • A home equityline is a pre-approved loan that is readily available for almost any need.

    °Home improvement projects
    °Vacation
    °College expenses
    °Auto purchase
    °Sudden needs or emergencies
    °Consolidate those "expensive" credit cards

  • Your credit line is based on 80% of the current value of the home.
  • The interest you pay may be tax deductible (check with your personal tax consultant).
  • Access your credit line by simply writing a check.
  • Payments based on balance outstanding.
  • Homeowner's insurance is required.

    Call 263-5685 for details and today's rates.

 Return to top

Checkguard

  • For qualified applicants, this personal credit line automatically advances funds into your checking account to help prevent overdrafts.
  • Minimal monthly payments.

 Return to top